Whether you are buying your first home or are an experienced home owner, we are here to help with your purchase and refinance needs. It's our job to match your financial situation to the best product available providing you with the best use of your money. 

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Start the home buying or refinance process now with our easy-to-use, secure online application portal.

We offer several different loan programs and our experienced mortgage bankers are here to help match you with the best product available for your circumstances and goals.

Want to figure out what your mortgage payment will be?  Use this calculator to quickly see your monthly principal and interest payments based on loan amount, term, and interest rate variables.
 
The home buying process can be a stressful time, especially for first time buyers.  Our experienced bankers are here to guide you through your journey.
 
CNB has a special loan program for first responders, nurses, and teachers that offers no money down and no mortgage insurance requirement to help our community heroes purchase a home!
 
Unlock your home-buying power with a home construction loan from CNB St. Louis Bank.  Our competitively priced loans and financing options can put you in your dream home sooner than you think.
 
Want to figure out what your mortgage payment will be?  Use this calculator to quickly see your monthly principal and interest payments based on loan amount, term, and interest rate variables.
 
The most common mortgage loan term is 30 years, but do you ever wonder how much you could save with a 15 year mortgage loan?  Use this calculator to compare monthly payments and discover how much interest savings you could save with a shorter mortgage term.



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Take advantage of the equity you’ve built in your home to finance projects, unexpected expenses, weddings, college, pay down high interest debt, and more!

Learn More about Home Equity Lines of Credit

There are many ways in which a homeowner can save money with by refinancing.  CNB will walk you through things you can consider to determine if now is your time to refinance.

Should you use your home's equity to consolidate other debt? This calculator is designed to help determine whether debt consolidation is right for you. 

Debt Consolidation Calculator








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Our mortgage bankers have the knowledge and experience you need to help you achieve your financial goals through home ownership.

Meet our Mortgage Lenders

We have several calculators designed to help you make financial decisions.  

Explore Mortgage Calculators

Being prepared with the right information will help the mortgage loan process move smoothly.  We've prepared a list to help you get started.

List of Items Needed to Apply for a Mortgage Loan

Learn more about common mortgage loan and refinance terms like conventional, ARM, PMI, and more.

Should you rent or should you buy your home? It takes more than looking at your mortgage payment to answer this question. 
 
This calculator shows you possible savings by using an accelerated bi-weekly mortgage payment.
 




CNB knows us

by NAME

"Our business has multiple accounts, online banking, direct deposit payroll, and several loans with CNB.  We like the small town feel of the bank where everyone knows us by name.

Kay Bee Electric

CNB helps me
GROW

"The team at CNB has been with us since we opened in Maplewood, providing the capital that we needed and remain a clear choice for our banking services today."

Dan Kopman, Co-Founder | Schlafly Beer

CNB helps me
GROW


Is now the right time to refinance your home?

Discover if Now is the Right Time


Calculate Your Savings

MAKE YOUR DREAM
HOME A REALITY

with a Home Loan from CNB

Learn About Home Loans