Regular Savings Account

With a low minimum balance and free online access, you can start saving today.
  • $100 minimum deposit to open account
  • Online and mobile account access
  • ATM Card
  • Transfers to other CNB Accounts
  • Interest accrues daily and is compounded quarterly
  • $100 minimum daily balance required to obtain annual percentage yield
  • Must maintain a $100 minimum balance to avoid $3.00 monthly service charge

Junior Saver Account

Start your child off on the right foot today with a CNB St. Louis Bank Junior Saver account! We are excited to help you teach your youngest to save! Our bankers are here as a resource to your junior saver now and as they grow, helping them learn how to manage their account, save for future purchases, and more! Here are the details about our junior saver account: 
  • Open the account with as little as $25.00
  • A one-time matching bonus of up to $25 will be credited to the account on the first Tuesday of the month, 30 days after the account opening. The credit amount will be based on the current balance of the account at the 30 day period.
  • No minimum balance requirement or monthly maintenance fee
  • Children 12 and under are eligible
  • Balances over $0 earn interest. Contact our team for our current interest rates.
  • Interest is calculated based on daily balance and is credited and compounded quarterly
  • Parent or guardian must be on the account as custodian under the Uniform Transfer to Minors Act
  • Limited to one account per minor

Christmas Club Savings Account

It's never too early to start saving for the holidays! Open a Christmas Club account today and get ahead of the savings. 
  • Your first deposit opens your account 
  • No minimum balance requirement or monthly maintenance fee
  • Funds will automatically be deducted from your CNB checking or savings account on the 15th of each month
  • The deduction amount must be in increments of $5
  • Club funds will be deposited back to the designated checking or savings account by the end of October
  • Early withdraw fees do apply
  • You must have a CNB St. Louis Bank checking and/or savings account with us to be eligible to open the Christmas Club Savings Account

How to Open A Christmas Club Account:

  1.  Log in to online banking
  2.  On the the left menu bar, click "Open An Account"
  3.  Select "No" to joint ownership
  4.  Select Christmas Club Account
  5.  Start opening your account

We're here to help!

Contact us with questions or for help determining the right account for you!