Rev. April 2021

FACTS

 WHAT DOES CNB ST. LOUIS BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us.  This information can include:
  • Social Security number and [income]
  • [account balances] and [payment history]
  • [credit history] and [credit scores]
When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share customers' personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CNB St. Louis Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does CNB St. Louis Bank share?

Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
 YES NO
For our marketing purposes - 
to offer our products and services to you
 YES NO
For joint marketing with other financial companies
 YES NO
For our affiliates' everyday business purposes - 
information about your transactions and experiences
 NO We don't share
For our affiliates' everyday business purposes - 
information about your creditworthiness
 NO We don't share
For our affiliates to market to you
 NO We don't share
For nonaffiliates to market to you
 NO We don't share
Questions?  Call (314) 645-0666 or go to www.cnbstl.com

Who we are
Who is providing this notice? CNB ST. LOUIS BANK

What we do
How does CNB St. Louis Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
 
We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does CNB St. Louis Bank collect my personal information?
We collect your personal information, for example when you
  • Open an account or apply for a loan
  • Use your debit or credit card
  • Provide employment information
  • Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes - information abut your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • CNB St. Louis Bank does not share with our affiliates.
Nonaffiliates
Companies not related by common ownership or control.  They can be financial and nonfinancial companies.
  • CNB St. Louis Bank does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include other companies that offer financial services.
View or download a pdf version of current privacy policy here:

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